March 12, 2025 – Notice of FTC Complaint and Temporary Restraining Order
On February 24, 2025, the Federal Trade Commission (“FTC”) filed a lawsuit against Blackrock Services, Inc.; Liberty Credit Management, Inc.; Civil Complaint Administration; Pacific Billing Solutions, Inc.; and Cornerstone Legal Group, LLC. The individuals named in the lawsuit are Ryan Evans and Mitchell Evans.
The FTC Complaint alleges that “Defendants have deceived and threatened consumers into paying debts that consumers do not actually owe or that Defendants do not have the authority to collect.. . . . Defendants’ fraudulent scheme includes sending consumers letters representing that (1) consumers owe some purported amount from an outstanding payday loan; (2) Defendants are law firms and plan on imminently filing a lawsuit; (3) consumers’ credit scores are being damaged due to these purportedly outstanding debts; and (4) consumers can avoid a lawsuit if they pay to settle the purported debt.” Defendants are based in Orange County, California, with mail drop locations throughout the United States.
The Court entered a Temporary Restraining Order (“TRO”) on February 27, 2025 which prohibits any further unlawful conduct and appoints a Temporary Receiver to take possession and control of the businesses. The Temporary Receiver is an agent of the Court and is not affiliated with the FTC. The Temporary Receiver has suspended the businesses’ operations and is now conducting a review of the businesses.
On March 11, 2025, the FTC and Defendants entered an agreement to maintain the injunction – a Stipulation to Enter Preliminary Injunction. This agreement will continue the Receivership and the restrictions of the TRO until there is a resolution or trial of the case. We will post periodic updates to this website. If you have additional questions, please send them to info@regulatoryresolutions.com and reference the company involved in the subject line. Please be aware it may take some time to receive a response.