Federal Trade Commission v. Credit Glory LLC, et al. (Credit Glory Receivership)

September 10, 2026 – Preliminary Injunction Order

On September 4, 2026, the Court issued an order granting the Federal Trade Commission’s (“FTC”) Motion for Preliminary Injunction. In summary, the Court found that the FTC was likely to succeed on the merits of its claims based on illegal advance fees and Defendants’ deceptive practices. The Court continued the asset freeze and the receivership. A copy of the Court’s Order is posted in the Documents section of this page.

As a result, the business operations of Credit Glory, Credit Sage, Credit Joy, Clerk Credit, Standard Scores, and others (the “Credit Glory entities”) will be permanently suspended. These businesses will not take any further action to dispute debts or contest items on your credit report. If you wish to continue to dispute items on your credit report, you may do so. Below are some links that may be helpful.

If you wish to pay or discuss the debts with the creditors listed on your credit report, you should contact them directly.

At this point, no refunds for the fees you paid to the Credit Glory entities are available. If the FTC prevails in the case, consumer refunds, if any, will be an issue for the FTC to resolve if there are sufficient funds collected from the defendants. This is the very beginning stage of the case, so this determination is a long way down the road.

We will post periodic updates to this website. If you have additional questions, please send them to info@regulatoryresolutions.com and reference the company involved in the subject line. Please be aware it may take some time to receive a response.

September 3, 2026 – Preliminary Injunction Hearing Update

Yesterday, the Court held the Preliminary Injunction hearing where the Federal Trade Commission (“FTC”) and Defendants presented witness testimony and oral arguments. At the conclusion of the hearing, the Court took the matter under advisement and stated it would issue a written order. The Temporary Restraining Order (“TRO”) remains in effect until further order of the Court.

The Temporary Receiver previously filed his preliminary report presenting the Court with his initial findings and concluding that these businesses cannot be operated lawfully and profitably. All business operations have been suspended as authorized by TRO. A copy of the Report is available in the Documents section of this webpage.

August 4, 2026 Notice of FTC Complaint and Temporary Restraining Order

On August 3, 2026, the Federal Trade Commission (“FTC”) filed a lawsuit against Credit Glory LLC, Credit Glory Inc., Credit Sage LLC, Joy Credit Software LLC, Clerk Credit Systems LLC, Clerk Credit Software LLC, Standard Scores LLC, Collection Payments LLC, Collections Dispute LLC, Collections Expert LLC, Collections Support LLC, Credit Cop LLC, Dispute Collection LLC, Glorious Credit LLC, and Joyful Credit LLC. The individuals named in the lawsuit are Alexander N. Brola, Liam Pavel Tame Te Amorangi Tira Emery, Marko Petkovic, Joshua Curtis, and David Naylor.

The FTC Complaint alleges that Defendants operate an unlawful credit repair scheme that has deceived thousands of consumers across the country by, among other things, posing as legitimate debt collection agencies and creditors and claiming they will improve consumers’ credit scores by removing negative items from their credit reports. In the process, Defendants routinely charge prohibited advance fees, including recurring fees on a negative option basis, from consumers for their credit repair services.

The Complaint is posted in the Documents section of this page.

The FTC sought a Temporary Restraining Order (“TRO”) against Defendants. On August 4, 2026, the Court entered a TRO which prohibits any further unlawful conduct and appoints a Temporary Receiver to take possession and control of the businesses. The Temporary Receiver is an agent of the Court and is not affiliated with the FTC.

The Temporary Receiver has suspended the businesses’ operations and is now conducting a review of the businesses.

The FTC’s Motion for a TRO is posted in the Documents section of this page.